Find the right ingredients for a successful Workers' Compensation strategy.
What you need to know
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Workers' Comp insurance is mandated by the state. Whether you have one employee or several, employers are required to insure against work-related accidents, illnesses and even death.
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It does not matter what business you are in. Workers' Comp is not just for construction or other industry related work. All employees must be covered even those sitting at a desk all day.
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Workers' Comp claims are expensive. The average claim for lost time can easily be in the 10's of thousands of dollars. If not insured this would come right out of your profits - in addition to any fines imposed by the state.
How can Forge help you with your WC needs?
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We spend time to understand your business. Every business is different and some insurance options are not well suited for all businesses.
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We help you find the best coverage at the best price. We shop the numerous carriers that we have access to and help you find the best deal possible.
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Pay as you go options. We will work with you to find easy payment options. In many cases we can work with the carrier and your payroll provider to accomplish a "pay as you go" payment method. This can help streamline cash flow and reduce year-end audit headaches.
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We keep you informed. It is important to partner with a consultant, not just an agent. Our agency prides itself on being in your circle of influence. It is our job to keep you compliant and up to date with the important insurance considerations that effect your business.